We're proud to feature Rachel Helton and Cody Fox at Atlantic Bay Mortgage Group as one of our trusted local lenders. As local mortgage bankers who truly understand our market, Rachel and Cody help clients navigate financing options, understand their buying power, and feel confident from pre-approval through closing.
Whether your clients are purchasing a home, refinancing, seeking a pre-approval, or simply looking for guidance on where to start, Atlantic Bay is there to make the process smooth and straightforward from beginning to end. They specialize in a wide range of residential loan options, including conventional, FHA, VA, USDA, jumbo, first-time homebuyer programs, down payment assistance programs, refinance options, and more specialized solutions such as DSCR, ITIN, bank statement loans, and other non-traditional lending options when they fit the client's needs.
With a goal to have something for almost every residential financing scenario, whether someone is buying their first home, moving up, investing, self-employed, using assistance funds, or exploring a unique loan structure, the Atlantic Bay team focuses on clear communication, education, and helping buyers understand their options and next steps early in the process.
(828) 551-4456
[email protected]
NMLS #664886
Licensed in FL, IN, NC, SC, TN, GA
(828) 380-9756
[email protected]
NMLS #1120052
Licensed in FL, NC, SC, TN